Credit card debt causes more than financial difficulties. As you struggle to get back on your feet, collection agencies may be calling in the middle of the night and harassing you about payments. Harassing debtors is a direct violation of the federal Fair Debt Collection Practices Act. If you receive harassing phone calls, your debtor rights are violated. Please do not hesitate to immediately contact our office.
Another federal regulation is the Fair and Accurate Credit Reporting Act. This act governs what individuals can and cannot do with a person’s private information. The lawyers and staff at Massey, Stotser & Nichols represent clients whose personal information was distributed to creditors or collection agencies illegally.